Kristina Fretwell is a Partner in the firm's San Diego office. Kristina represents insurers in coverage disputes and litigation, including cases arising out of internet commerce, product liability, professional liability, and inter-insurer disputes. Her clients include regional, national and international insurance companies. Kristina also has experience representing regional and national homebuilders, commercial and residential contractors, specialty contractors, and design professionals in construction defect disputes.

Prior to entering the practice of law, she spent nearly a decade lobbying at the federal, state, and local levels of government, representing public and private entities in areas such as housing, education, taxation, and transportation. This experience, paired with her extensive experience in insurance, gives her a keen understanding of alternative dispute resolution and enables her to evaluate complex coverage issues and disputes. Kristina has been named a Super Lawyers Rising Star several years running, and a Top 50 Attorney in San Diego for 2023 by the Attorney Intel legal research site.

summa cum laude graduate of California Western School of Law (J.D.), Kristina is originally from Phoenix and earned her B.A. from the University of Arizona. She now resides in California with her husband Bob and their two English Bulldogs. When not helping clients with their legal needs, she spends her time dancing, baking, and enjoying the beautiful Southern California weather.

San Diego County Bar Association, Chairman, Insurance Bad Faith Section

Super Lawyers Southern California Rising Stars (2022-2023)

First Place, 2013 Animal Law Writing Competition, New York State Bar Association

Lawyers Club


Related Practices

Bar Admission

California (2014)

U.S. District Court Central District of California (2014)

U.S. District Court Southern District of California (2014)


California Western School of Law, J.D. (2014) (summa cum laude)

University of Arizona, B.A. (2001) (cum laude)